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See How Fixed-Index Annuities Work you!
Key Features:
Initial Bonus: Bonus annuities offer an upfront bonus, typically ranging from 14% up to 50% of the initial premium payment.
Guaranteed Income: These annuities provide a guaranteed stream of income for a specified period or for the lifetime of the annuitant.
Tax-Deferred Growth: Investment growth within a bonus annuity is tax-deferred, allowing the account value to compound over time without immediate tax implications.
Flexible Payout Options: Policyholders can choose from various payout options, including lump sum, period certain, or lifetime income.
Death Benefit: Many bonus annuities include a death benefit, ensuring that beneficiaries receive the remaining account value upon the death of the annuitant.